Artificial intelligence is transforming nearly every part of modern life, and personal finance is no exception. In 2025, millions of Americans are using AI personal finance tools to budget smarter, save faster, invest more wisely, and reduce debt with less stress. Let’s explore how AI is reshaping money management, which tools lead the change, and […]
In a dramatic turn that could reshape how accountability works in the financial world, ex-UBS trader Tom Hayes has sued his former employer for over $400 million. Once portrayed as the “face” of the Libor scandal, Hayes now claims that UBS used him as a scapegoat to protect its top executives and reputation. His lawsuit
If your wallet still feels cluttered, your phone can fix that. Today, the way people handle money has shifted from physical wallets to mobile apps. Digital transactions have become a part of daily life, and peer-to-peer payment platforms lead this change. Among them, two names dominate the conversation — Cash App and Venmo. Both are
If managing money still means toggling between multiple websites or juggling paper bills, you’re missing the mobile boom. The best financial services apps let you bank, save, invest and pay—all from one screen. With a few taps, you can move money, track spending and reach goals. That convenience matters now more than ever. Why financial
The United States has received another warning shot about the health of its public finances. On October 24, 2025, the European credit rating agency Scope Ratings announced that it had downgraded the sovereign credit rating of the United States from “AA” to “AA-”, citing the government’s deteriorating fiscal position, mounting public debt, and weakening governance
Imagine waking up tomorrow and realizing your personal budget, your bank’s business model, and your retirement plan all changed overnight. That’s not fantasy. The financial world is shifting rapidly in 2025, and staying ahead means understanding the key trends now. Let’s in the finance trends in the US in 2025 1. A cautious mindset: how
